Saving is the lifeblood of credit union. It is mandatory for every member of NTCCU to save regularly, atleast once a month,

Savings of one member shall not exceed 10% of the Union's total savings or as determined by Management and the Board from time to time.

Minimum monthly savings requirement for various accounts categories are as follows

• Individual accounts-GHC 200.00
• Group accounts –GHC 300.00
• Corporate accounts-GHC 500.00
• Members shall earn attractive interest on their savings.
• Prevailing interest rate shall be displayed at various banking halls at all times.
• Interest on members' savings are earned on the average quarterly savings balance
• Members who fail to meet savings obligation within a period of six (6) months are rendered inactive.
• A minimum balance of GHC 200.00, GHC 300.00 and GHC 500.00 shall respectively be maintained in individual, group and corporate savings account at all times. This amount shall from time to time be reviewed by the Board in consultation with Management.

• Direct cash payment at various banking halls at all branches
• Cheque payment at various banking halls at all branches
• Mobile money on 054-909-0739
• NTCCU USSD short code *248*248#
• Standing order
• Inter account transfer and any other means prescribed by union

• It offers members the opportunity to put money aside for rainy days.
• Members earn attractive and competitive interest
• It also provide members the best way to save regularly at least once a month throughout their membership.